Real-time payment intelligence & fraud protection

Approve more. Block smarter.

One API that scores risk, catches fraud rings, recovers declined payments, and shows you exactly where you're losing money.

23ms

Latency

99.7%

Catch Rate

-84%

False Pos.

2 days

Setup

dashboard.serixo.io

Live

Payments1,847 today

AllSucceededBlocked

Amount	Status	Entity	Risk	Route	Latency	Customer

Approved €12,400Blocked €4,800Cascaded €1,200

View all →

Platform

Score. Decide. Optimize. Repeat.

From raw events to automated decisions and revenue insights — one API, one integration.

Agent IntelligenceNEW

Identity Graph

Risk Score

Auto-Decisions

Dashboard

05 · AI-NativeFirst in Industry

Agent Intelligence

Detect, classify, and control AI agents making autonomous transactions. Separate policies for humans vs bots. No one else does this.

Real-time human vs AI classification — 94.2% accuracy

Agent → Owner → Wallet ownership chain mapping

Dual policy engine — different rules for bots vs humans

Swarm detection — coordinated bot armies caught in ms

Withdrawal

€15,000

Serixo

scanning...

AI Bot Detected

Not a humanAPI signature, no device, 0.2s session

Part of swarm142 linked bots in cluster #447

Owner tracedwallet_0x8f2a → 3 more wallets

€15K savedBlocked + 142 accounts frozen

94.2% accuracy

38ms latency

0 competitors

Industries

Every vertical bleeds differently.
We stop it.

Each industry has unique fraud patterns. One API adapts to all of them.

€3.2B

bonus abuse
per year

99.7% catch rate

iGaming & Betting

Stop losing revenue to false declines and bonus abuse. Auto-approve legitimate players, block fraud before first withdrawal.

Multi-account abuseSynthetic identityBot bettingChargebacks

×12

AI attacks
since 2024

41ms deepfake scan

Crypto & Exchanges

Real-time risk scoring for exchanges that can't afford downtime. Deepfake KYC detection, wash trading alerts, sanctions screening.

Wash tradingAccount takeoverSanctionsDeepfake KYC

AI Agent Shield — detect and block autonomous bot swarms in real-time

$51.8B

fintech funding
2025

cascade recovery

Fintech & Payments

Reduce chargebacks, increase approval rates, automate compliance. Payment cascade auto-retries declined transactions through backup PSPs.

Transaction launderingAPI abuseCard testingCollusion

$100B+

annual fraud
losses

19ms checkout scan

E-Commerce

Block promo abuse at checkout. Protect margins without killing conversion. Fake account networks detected in real-time.

Promo abuseFake accountsReturn fraudSeller fraud

Integration

Live in days, not months.

Async, non-blocking. If we go down — your platform keeps running.

48h

Delivery

Step 01

Free Risk Audit

Send 3 months of transaction data. We reveal every multi-account cluster, fraud ring, and revenue leak — before writing a single line of code.

Zero integration required

Full fraud network map

Revenue leak $ analysis

342

fraud ringsavg per audit

<2d

Setup

Step 02

Connect API

Single REST endpoint — events in, risk scores and decisions out in real-time. Built-in fallback rules ensure your platform never breaks.

One endpoint, full scoring + decisions

Auto-fallback if unreachable

Sandbox ready in minutes

<23ms

avg decisionlatency

∞

Ongoing

Step 03

Scale & Optimize

Dedicated success manager works with you weekly — tuning policies, adjusting thresholds, expanding coverage into new markets and payment methods.

Custom policy tuning per vertical

Weekly performance reviews + reports

Expand to new geos & payment rails

+18%

approval rateimprovement

SOC 2 Type II

PCI DSS L1

99.95% Uptime SLA

Zero-downtime deploys

🤖 The Future

Built for the AI agent era

By 2027 autonomous agents will initiate payments, manage accounts, and exploit loopholes at machine speed. We detect, classify, and control them — with separate policies for humans and bots.

🔍

ClassificationHuman or agent? Behavior + session + API fingerprint in <41ms.

<41MS

🔗

Ownership ChainsAgent → owner → wallet → scope. Full chain mapped instantly.

Chain

🛡

Dual PoliciesDifferent rules for humans vs bots. Per-entity limits and escalation.

Rules

⚠

Swarm DetectionCoordinated bot armies caught in real-time before damage spreads.

Live

Swarm Layer

Policy Layer

AI Layer

INCOMING

📥

Transaction

€15,000 · withdrawal

🛡

Serixo

🧠

AI Classify

Agent 0.97 confidence

🛡

Policy Engine

Strict mode · agent rules

🧑 Approved · 38ms

🤖 Frozen · 142 bots

142

Bots Blocked

38ms

Avg Latency

99.7%

Accuracy

12.4K

Scanned / min

Results

First 30 days — real numbers.

Average results from our last 12 enterprise deployments.

92%

+340%

Fraud Detection

Multi-accounts and abuse rings caught by ML. Real-time graph analysis across all payment methods.

847

Rings

16K

Accounts

85%

€127K

Revenue Saved / mo

Fraudulent withdrawals blocked before payout. Smart cascade recovers declined legitimate payments.

€1.5M

Annual

4.2x

ROI

92%

Less Manual Work

Auto-decisions with full audit trail. From 380 manual reviews per day down to just 31.

380→31

Reviews

<23ms

Latency

What's happening

See the latest from Serixo.

How Identity Graph Caught a €2.3M Multi-Account Ring.

AI Bots in iGaming: The 12x Surge Nobody Saw Coming.

False Declines Cost More Than Fraud. Here's the Fix.

Payment Cascade: Recover 37% of Declined Transactions.

Beyond KYC: Behavioral Fraud Detection for Crypto.

EU Gambling Regulation 2026: What Fraud Teams Must Know.

Real-Time Analytics: From Raw Signals to Smart Decisions.

Agentic Commerce: AI-Powered Transaction Intelligence.

Item 1 of 8

How Identity Graph Caught a €2.3M Multi-Account Ring.

A top-10 EU operator was losing €180K/month to coordinated bonus abuse. Seven clusters, 847 linked accounts — mapped in 48 hours.

Read case study

How much revenue are you losing?

48h free audit. No integration needed. We show you every fraud cluster, false decline, and missed euro.

12.7%

Avg. false decline rate

$2.4M

Revenue recovered / year

48h

From signup to insights

No credit card · Results in 48 hours

🔒 SOC 2

⚡ 99.95% SLA

🇪🇺 GDPR

🛡 PCI DSS