Risk Scoring
200+ signals.
One risk score.
Most platforms block too much or too little. Serixo scores every transaction across 200+ signals in under 23ms — approving more legitimate transactions while catching fraud before payout.
0.0M
Transactions scored today
<23ms
P99 latency
99.8%
Detection accuracy
€450.00card ···· 4821 · Berlin18msLow risk
€120.00ewallet · Kyiv21msLow risk
€9,800.00crypto · VPN detected19msHigh risk
€35.00card ···· 7701 · Warsaw15msLow risk
€2,200.00card ···· 0012 · Lagos22msHigh risk
€890.00bank transfer · New York17msMedium
€4,500.00crypto · Shanghai20msMedium
€75.00card ···· 3390 · Munich14msLow risk
€340.00ewallet · Lviv16msLow risk
€15,000.00crypto · Tor exit node23msHigh risk
€450.00card ···· 4821 · Berlin18msLow risk
€120.00ewallet · Kyiv21msLow risk
€9,800.00crypto · VPN detected19msHigh risk
€35.00card ···· 7701 · Warsaw15msLow risk
€2,200.00card ···· 0012 · Lagos22msHigh risk
€890.00bank transfer · New York17msMedium
€4,500.00crypto · Shanghai20msMedium
€75.00card ···· 3390 · Munich14msLow risk
€340.00ewallet · Lviv16msLow risk
€15,000.00crypto · Tor exit node23msHigh risk
Risk score
24
APPROVED
Signal breakdown
Velocity
Low
Device trust
Low
Geo anomaly
Low
Behavior
Low
Decision in 17ms
/200+ signals evaluatedFalse positives
−84%
Avg. reduction in false positive blocks across deployments
Approval rate
+18%
More legitimate transactions approved automatically
Revenue saved
€127K
Average fraudulent withdrawals blocked per month
ROI
4.2×
Return on investment, first 90 days post-integration
Based on avg. results from enterprise deployments across iGaming, Crypto, and Fintech in the EU.
How it works
ML that thinks faster
than fraud does
Sub-23ms decisions
Gradient boosting + neural embedding pipeline optimized end-to-end for inference. P99 latency under 23ms from any region, globally.
≤23ms P99 latency
200+ ML signals
Velocity, device fingerprint, IP reputation, behavioral biometrics, payment history and geo-anomaly fused in a single real-time inference pass.
200+ active features per request
0–100 risk score
Continuous output, not binary. Map any threshold to your risk appetite — challenge at 50, block at 80, review in between.
99.8% AUC accuracy
Self-learning models
Models retrain continuously on your outcome feedback. Each approved or declined transaction improves the next decision.
24h model update cycle
Global network signals
Cross-merchant velocity from the Serixo network. See fraud patterns before they reach your platform — shared intelligence, private data.
40+ edge regions
Full explainability
Every score includes the top contributing factors. Know exactly why a transaction was flagged. GDPR-ready and audit-friendly.
Top 5 factors per decision
Product preview
See every decision.
Understand every signal.
Your fraud ops team gets full visibility — live transaction feed, per-score breakdown, signal weights, and a complete audit trail. All in one dashboard.
“We went from 380 manual reviews per day down to 31. The risk score + signal breakdown made it easy to trust the automation.”
Head of Fraud Operations — Top-10 EU iGaming operator
Scored today
1,847
+12% vs yesterday
Blocked
38
2.1% block rate
Avg latency
17ms
P99 · 23ms
Recent decisions
txn_4f8a1c€450.0017msApproved
txn_9b2e7d€9,800.0019msBlocked
txn_3c5f2a€2,400.0021msReview
txn_7d1b8e€75.0014msApproved
txn_2e9c4f€12,500.0023msBlocked
Top block signals
Velocity spikeHigh
Geo anomalyMed
Crypto methodMed
Score distribution
0–35 safe35–6565+ risk
Interactive demo
Score a transaction
right now
Pick a real-world scenario — see the ML engine evaluate it in milliseconds.
1
Choose a scenarioClick any cardLegit
Normal payment
Regular card, known country, low volume.
Suspicious
High-value e-wallet
Unusual amount, medium-risk country, elevated velocity.
Fraud
Crypto + VPN burst
Large crypto withdrawal, Tor exit node, 18 tx in 24h.
2
Risk assessment— waiting for scenarioSelect a scenario above to see the engine evaluate it in real time.
200+ signals · <23ms P99 · rs-v4.2
Integration
Live in 48 hours,
not months.
Async, non-blocking. If Serixo goes down — your platform keeps running. Zero impact on checkout latency.
01
Free · 48hFree Risk Audit
Send 3 months of transaction data. We map every fraud cluster, false decline, and revenue leak — before you write a line of code.
Zero integration required
Full fraud network map
Revenue leak analysis
02
<2 daysConnect API
Single REST endpoint — events in, risk scores and decisions out in real time. Built-in fallback rules ensure your platform never breaks.
One endpoint, full scoring
Auto-fallback if unreachable
Sandbox ready in minutes
03
OngoingScale & Optimize
A dedicated risk strategist tunes policies weekly — adjusting thresholds, expanding coverage into new markets and payment methods.
Custom policy tuning per vertical
Weekly performance reviews
Expand to new geos & rails
Developer first
One request.
Full risk intelligence.
A single POST returns the score, decision, top contributing signals, and full factor breakdown. Integrate in under 30 minutes.
- SDKs for Node, Python, Go, PHP
- Webhook callbacks for async decisions
- 99.95% uptime SLA guaranteed
// Score a transaction in real time const response = await serixo.riskScore({ amount: 450.00, currency: "EUR", country: "DE", method: "card", user_id: "usr_8f3ka92", session_id: "ses_7d1bc03", ip: "82.193.104.22", });
score: 24
decision: "approved"
latency_ms: 17
factors: ["low_velocity", "known_device", "clean_geo"]
Security & compliance
SOC 2 Type II
PCI DSS L1
GDPR
ISO 27001
99.95% uptime SLA · Zero-downtime deploys
FAQ
Common questions
Your platform keeps running. The SDK has built-in fallback rules that activate automatically if our API becomes unreachable — decisions continue locally based on your configured thresholds. Zero impact on checkout latency or availability.
All data is processed and stored within EU infrastructure (Frankfurt + Amsterdam). We are fully GDPR-compliant — personal data is pseudonymised at ingestion, never shared with third parties, and you retain full control over retention periods via the dashboard.
Risk Score is a continuous 0–100 signal — your team sets the thresholds. You can whitelist specific users or segments, configure a "review" band instead of hard block, and every decision includes the top contributing factors so your fraud ops team can override with full context in seconds.
Yes. Models are fine-tuned per vertical (iGaming, Crypto, Fintech, E-Commerce) from day one. After integration, the model self-learns from your outcome feedback — every approved and declined transaction improves accuracy specifically for your traffic patterns.
Most teams go live in under 48 hours. There's a single REST endpoint — events in, risk scores out. SDKs for Node, Python, Go, and PHP are available. A sandbox environment is ready within minutes of signup so you can test before touching production.
How much revenue are
you losing right now?
48-hour free audit. No integration needed. We show you every fraud cluster, false decline, and revenue leak — before you write a single line of code.
No credit card · Results in 48 hours · Zero integration required
42.3M
<23ms
99.8%