Payment Optimization

Recover declined
revenue.

Smart Cascade automatically retries declined transactions through the optimal PSP — converting soft declines into approved payments in milliseconds.

+18%
Approval rate lift
2.4M
Avg recovered / year
72h
Retry window
Serixo · Smart Cascade
Live
Transaction 🇫🇷pay_1a8d4c· Visa · Declined · iGaming240
PSP cascade route
01
02
💰
OUTCOME
RECOVERED
cascade_retry · adyen_approved
+240
revenue saved
Cumulative revenue recovered today
0 of daily target0%
0
Recovered
0
Retried
0%
Success rate
+0%
Approval lift
How it works

Declined once.
Approved next.

Every declined transaction is automatically analyzed, re-routed to the best PSP, and retried — all without the customer noticing.

Decline intercepted

Serixo catches every soft decline from any PSP — insufficient funds, technical errors, issuer timeouts.

ML route selection

Model picks the PSP with highest approval probability for this specific card, country, and amount in real time.

Automatic retry

Transaction re-submitted to next PSP silently. Customer sees nothing — no re-entry, no friction, no drop-off.

Revenue recovered

Payment approved. Revenue that would have been lost is captured — logged with full reason chain for reporting.

Capabilities

Every tool to
approve more.

From intelligent routing to 72-hour retry windows — every feature built to maximise approval rate.

Smart Cascade retry

Automatically retry on the next best PSP the moment a decline is detected. Configurable retry logic per card type and reason.

auto-retryper reason72h window

ML-powered routing

Route each transaction to the PSP most likely to approve it based on card, BIN, country, amount, and historical patterns.

BIN-awarecountry routinglive model

72-hour retry window

Subscription declines retried intelligently over 72 hours at optimal times — dramatically improving recurring revenue recovery.

subscriptionsoptimal timingdunning

Decline analytics

See exactly why each PSP declines — by reason code, BIN range, and country. Fix the root cause, not just the symptom.

reason codesBIN analysisPSP comparison

Revenue impact report

Real-time dashboard showing exactly how much revenue Cascade recovered — per PSP, decline reason, and time period.

ROI dashboardper PSPCSV export

Zero customer friction

Entire retry process is invisible to the customer. No re-entry prompts, no 3DS re-triggers, no drop-off at checkout.

invisible retryno re-authseamless UX
Proven impact

Revenue lost to
false declines.

Every soft decline without Cascade is money lost. On average, 30–40% of soft declines are recoverable with the right retry logic.

+18%
Average approval rate lift within 30 days
2.4M
Average revenue recovered per operator per year
38%
Of soft declines successfully recovered
0
Customer-visible retries — fully invisible

We were losing 80k a month to soft declines. Serixos cascade recovered 65k of that in the first 30 days. ROI was positive within the first week.

J
Jan K.
VP Payments · iGaming operator, Malta

Our approval rate went from 81% to 94% in three weeks. The ML routing alone is worth the integration — it knows which PSP to use before we do.

A
Anna V.
Head of Growth · Fintech, Amsterdam
PSP intelligence

Know which PSP
wins each transaction.

Provider
Approval
Latency
Best for
Status
ST
Stripe
91.2%
42ms
EU cards
Active
AD
Adyen
88.7%
38ms
High value
Active
CK
Checkout.com
85.4%
51ms
LATAM / APAC
Active
WP
Worldpay
82.1%
67ms
UK / US
Active
Revenue recovery

Every decline is
recoverable revenue.

Most soft declines are recoverable payments. Serixo turns them into approved transactions automatically.

+18%
Approval lift
38%
Declines recovered
72h
Retry window
0
Customer friction
Start recovering

Turn declines into
revenue.

Connect your PSPs and see your first recovered transaction the same day.

+18%
Approval rate liftaverage across clients
€2.4M
Recovered annuallyfrom declined transactions
72h
Retry windowintelligent scheduling